Free Contract Analysis

Is Your Contract
Transparent?

From the Netflix ruling to banking anomalies: I analyze your contracts to identify null clauses, due refunds, and illegitimate charges.

30+ years of experience
25 years in Milan (international)
Bilingual consultation IT/EN
Request Free Review

Areas of Analysis

Three key sectors where I have successfully identified abusive clauses and recovered refunds for my clients.

Digital Services

Recover refunds for unilateral increases applied without justified reason. From the Netflix case to all streaming providers, telecom operators, and online services.

Streaming platforms (Netflix, Disney+, etc.)
Telecom operators
Cloud services and digital subscriptions

Netflix Ruling: up to €500 refund

MOST REQUESTED

Banking Law

Verification of anatocism, usury, and undue fees on bank accounts, mortgages, loans, and credit lines.

Anatocism (compound interest)
Contractual and supervening usury
Undue fees and charges
Mortgages and early repayment

Potential refunds: thousands of euros

Utilities & Insurance

Review of abusive clauses in energy supply contracts, fixed-line telephony, internet, and insurance policies.

Electricity and gas
Fixed-line and internet
Car and life insurance
Penalty and termination clauses

Abusive clauses: AUTOMATIC NULLITY

Why Act Now?

Many legal actions have statute of limitations. A timely analysis can help you recover sums already paid that you would otherwise lose forever.

Statute of Limitations

Actions for abusive clauses expire 1 year from contract nullity or execution.

Recover Paid Sums

You can request restitution of amounts paid in the last 10 years for bank debts.

Netflix Effect

Landmark rulings create precedents. More rights recognized = greater refund opportunities.

What You Get with the Free Review

Preliminary analysis of your contract
Identification of potentially null clauses
Estimated potential refunds
Personalized strategy at no commitment
Consultation in Italian or English

No hidden costs. First consultation is free.

Contact Form

Request Your Free Contract Review

Fill out the form below. I will analyze your contract and get back to you within 24 hours with a preliminary assessment.

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Response within 24h
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Avvocato Carlo Carta

30+ anni di esperienza legale. Consulenza professionale in italiano e inglese.

Link Rapidi

Avvocato Carlo Carta

+39 338 862 0718

[email protected]

09129 Cagliari, Sardegna

© 2026 Avvocato Carlo Carta. Tutti i diritti riservati.